Borrow Smart at Fairway Independent Mortgage

The Borrow Smart Conversation™ is a system designed by Kendall Todd Inc and outlined in the book, "Borrow Smart, Retire Rich". The conversation is the starting point to a process that will answer the seven key questions that must be answered by every home owner or potential home buyer before they get a mortgage. (If someone doesn't answer these questions, or are not asked these questions by their lender, they still need to be answered). By completing this form, you will enable us to schedule the Borrow Smart Conversation™ with you and answer the seven key questions while we explain the seven key concepts related to growing and protecting the wealth in your house.

Borrow Smart Interview

By completing this simple form, you will allow us to prepare for the
Borrow Smart Conversation(tm). Your information will be delivered
securely to our servers and we will be able to analyze it and get back
with you within 24 hours.

Personal Information

*Name:
*Email:
*Phone:
*Street Address:
*Zip Code:

House Inventory

Estimated House Value:
Year Purchased:
Mortgage Balance:
Do you own any other houses?:
Interest Rate:
Monthly Payment (Principal & Interest):
Monthly Escrow Payment:

Liability Inventory (Complete if applicable)

Total Credit Card Balances:
Auto Loan Balance:
Auto Loan Payment:
Other Loan Balances:
Other Loan Payments:

Goals

What is the main Goal or Purpose of this refinance:
How many years do you plan to live in this house?:
How soon do you plan to have this home paid off?:
Approximate value of all your liquid assets?:
Any Major Purchases in next 3 yrs? If so, explain:

Which would you prefer? (Select One)

Lower Payment, Higher Tax Deduction, Longer Term:
Higher Payment, Lower Tax Ded, Shorter term:

How would you describe yourself? (Select One)

Aggressive: Lowest Rates, Payment Changes ok:
Moderate:Potential Payment Volatility, Lower Rate:
Conservative: No payment changes, higher rates :

What is your closing cost preference? (Select One)

No Costs, but a higher interest rate:
Normal Costs, rolled into loan amount:
Normal costs, paid at closing:
Pay points to get an even lower rate:

Note: Fields with an * are required