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At Fairway Independent Mortgage in Charlotte, we help Homeowners and Homebuyers succeed financially by teaching them how to:
- Use their home and their mortgage in a way that will increase their financial safety
- Keep more of what they earn and have by spending less on interest and income taxes
- Protect their finances against unexpected financial challenges, and
- Maximize their wealth by making smart decisions regarding where they store their wealth.
Our branch exists to back up this purpose with the highest levels of service, shown by consistent, informative communication with clients and their advisors, along with accurate paperwork delivered with the best technology available. We make the mortgage process stress free for our clients. Our commitment is to close on time, under budget, with no surprises. 
"Loan Officer" or Mortgage Planner? Why are so many people in trouble with their mortgages? Over the past several years, many people were looking for the wrong things when they were shopping for a mortgage. Consider the average American's checkbook register. Most likely the largest check written each month is the mortgage payment or rent check. For most homeowners, the largest asset they own is their home.
Other Loan Officers only get sales training to sell you a loan from their company. They don't get taught how to help a home buyer integrate their mortgage into the rest of financial world.
As Mortgage Planners, we recognize that if you manage your largest expense (Mortgage Payment), and strategically plan for how to use your large asset (Your House), you will most likely succeed financially.
Should you work with a Mortgage Planner? A Mortgage Planner is trained and understands how to integrate the loan program you select into your overall financial plans to help you increase your financial safety, enhance your net worth, and reach your financial goals. By working with a mortgage planning professional, you will gain confidence that the mortgage planning advice your are offered will help you reach your financial goals safer, faster and with greater clarity and understanding of the power of using your mortgage as a financial instrument.
Your mortgage, and your home equity are too important to trust to just anyone. Choose a specialist that is trained and understands how mortgages work and how using a mortgage properly can help you succeed.
Your Mortgage Strategy is the Key. When you decide to buy a home or refinance a mortgage, it's a big step. We are different from other lenders because, as Mortgage Planners, we focus on helping you discover a mortgage strategy that will enhance your net worth, increase your financial safety and give you the lowest overall cost of financing. This outlook on mortgage planning helps our clients achieve their financial goals. We will do the same for you. At Fairway Independent Mortgage, we have an exclusive framework that we construct with you to help you understand how to make your mortgage and your home equity work for you.
We don't stop at closing. In fact, we consider the loan application and approval process as our job interview. We want to be your mortgage planners, not just someone who got a loan for you. After closing, you will be updated regularly about how your mortgage is performing relative to the rates available in the marketplace, and, when rates drop, we'll call you before you even realize it. This way, you will always have the lowest cost of financing available to you. We also will want to have an in-depth discussion with you at least annually to ensure that your mortgage is always working for you. You work hard for your money - your money needs to work hard for you.
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