Author Archives: Tom Tousignant

Great News for the Charlotte Home Market

If you happened to miss the article yesterday from The Mecklenburg Times, Charlotte-area home sales and prices are on the rise from 2011.  The article was based upon the report from the Charlotte Regional Realtor Association and it sheds new light on Charlotte’s continued progress and growth. Here are some of the statistics that they [...]

If you want to Buy a House, File your Taxes – now!

This might seem like an obvious statement, but it’s important. As a Charlotte Home Buyer, a delay in filing your tax returns can lead to a delay in buying your new home. No matter where you are in the Home Buying process – file your taxes.  Even if you are just starting to look at new houses [...]

An Emergency Fund can save your Home

Most every financial adviser, financial book, or financial ‘guru’ will suggest that you need an emergency fund. I agree with that idea, in fact, it is the first step in our ”StartwiththeHouse” system for financial success. Emergency Funds prevent bankruptcies and foreclosures – and reduce stress, too  Prior to 2008, most people who lost their home [...]

The Truth about Refinancing your VA Mortgage

  If you have a VA Guaranteed Home Loan on your home in the Carolinas, you are likely getting 3-4 pieces of junk mail each week about refinancing your VA Mortgage.  Most of these mailers are deceptive and will cost you a lot more money in the long run.  Learn the truth about refinancing your VA [...]

2012 Income Tax Brackets – and, What to do about them

It’s one thing to know what your tax bracket is – that’s important. It’s another thing to know what to do about your tax brackets – that is really important. Here are the basic tax brackets for your taxable income: There are two important things to know about your tax bracket:  What does it cost [...]

Am I ready to buy a Home in Charlotte?

If you are currently renting in Charlotte, or moving to Charlotte in the near future, you may be wondering, “Am I ready to buy a home?” There is a ton of information out there on “Why it is a great time to buy a home in Charlotte“, but that is a different question from, “Are YOU [...]

Is the American Dream Dead?

We don’t think so! This 43 second video says it better than we ever could: For Charlotte Home Buyers and for people that are renting in Charlotte, the American Dream is still alive.  Contact a Certified Path 2 Buy Coach today to get started and re-kindle your American Dream.

Should you buy a House in 2012?

A recent Video on CNN shows some great reasons why renters shoud consider buying a house in 2012.  Charlotte renters, especially, should make this the year to buy their first home.  The combination of lower house prices, low mortgage interest rates and a stable job environment in Charlotte make this a great opportunity for those [...]

Charlotte Renters can get on the Path2Buy now

In Charlotte, thousands of families have been waiting to buy their first home.  For a Charlotte Renter, the choices and decisions seem too complex and important to rush into. With our Path 2 Buy program, we have discovered the 7.5 reasons why Renters are failing to make the decision to buy a Charlotte House today.  [...]

Charlotte Home Owners Can Reduce Their Junkmail

Here is a quick tip for Charlotte Home Owners and Charlotte Home Buyers to use to reduce their junk mail and to stop marketing calls during dinner: Visit www.optoutprescreen.com. When you visit the website, you will be asked to provide certain personal information, including your home telephone number, name, Social Security number, and date of birth. [...]

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If you happened to miss the article yesterday from The Mecklenburg Times, Charlotte-area home sales and prices are on the rise from 2011.  The article was based upon the report from the Charlotte Regional Realtor Association and it sheds new light on Charlotte’s continued progress and growth. Here are some of the statistics that they [...]

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