With the start of the new year, you may be wondering if 2012 is the right year to finally buy a home in Charlotte. This segment on the Today Show has some truth to it. Unfortunately, there are some un-truths that will keep people from making the best decision for themselves in 2012: Key Points [...]
Our Mortgage Calculators Help You Find Refinance Savings
December 29, 2011 – 7:10 am
With all the Mortgage information available to Charlotte Homeowners, it’s often tough to decide is a home owner should consider refinancing. Simply lowering your mortgage interest rate may or may not be in your best interest. There are two main factors to consider in order to make a great home loan decision: Will you reduce [...]
Mortgage Refinancing – better now than later
December 27, 2011 – 1:45 pm
If you have been considering a refinance of your mortgage, you are more likely to get a good deal now rather than waiting. Here are two key reasons why: Home values are still dropping. When you refinance your mortgage, your mortgage lender will most likely need to get an appraisal done on your house. Homes [...]
Reason #6 that Renters are missing out on Great home buying opportunities
December 9, 2011 – 1:46 pm
There are 7.5 reasons why renters are failing to make the decision to buy a home in the Charlotte area today. Here is #6: For iPad users, this link is the video in non-flash: goo.gl/qokUr
Maximum Conforming Loans stay the same in 2012, Jumbo Loans are still a great option
November 30, 2011 – 8:09 am
For 2012, home buyers in Charlotte will see the best rates on mortgage loans that are at or below the “Conforming Limit” of $417,000. Loan amounts greater than $417,000 are considered Jumbo loans. n general, Jumbo loans are not backed by Fannie Mae or Freddie Mac, so they have higher interest rates than conforming loans. [...]
How much will you need for a down payment?
November 28, 2011 – 4:09 pm
Too many renters in Charlotte are still dreaming of the day when they can buy their first home. Most media outlets will tell you that you can’t buy a house until you save up a 20% down payment. However, for Charlotte Home Buyers, especially First Time Home Buyers, there are many alternatives. Some home loan programs [...]
How long do you plan to rent that apartment?
November 8, 2011 – 3:12 pm
We’ve discovered there are 7.5 reasons why apartment renters in Charlotte are not making the decision to buy a home. Once you see the reasons stopping you, you will be able to come up with a plan to buy a home of your own. We call this the Path 2 Buy and it is a [...]
Three Keys to the Lowest Interest Rate on Your Next Mortgage
October 13, 2011 – 7:23 am
For a Homeowner looking to Refinance, or a Home Buyer, there are three simple keys to get the lowest interest rate on your mortgage. Prepare yourself Choose the right Mortgage Lender Lock your rate when the Market says so Prepare yourself to get the lowest interest rate. A Home-buyer’s personal situation has the biggest impact [...]
Did you pay cash for you house and now are thinking, whoops…?
September 21, 2011 – 11:20 am
It’s the dream for a lot of Charlotte Home Buyers to own their house with no mortgage, or to buy a new house for cash. What could be better? Sometimes, however, people realize that they should have gotten a mortgage so that they can keep some of their money liquid and availble to them. Up [...]
Why a VA Loan?
September 13, 2011 – 2:40 pm
If you are a veteran buying a house in Charlotte, a VA Loan is probably the best loan for you. Why? Here are several quick reasons: No Down Payment. In Charlotte, NC and the surrounding areas, a qualified Veteran buying a house in Charlotte can borrow up to $417,000 and not have to make any [...]
Great News for the Charlotte Home Market
If you happened to miss the article yesterday from The Mecklenburg Times, Charlotte-area home sales and prices are on the rise from 2011. The article was based upon the report from the Charlotte Regional Realtor Association and it sheds new light on Charlotte’s continued progress and growth. Here are some of the statistics that they [...]
If you want to Buy a House, File your Taxes – now!
An Emergency Fund can save your Home
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