If you are currently renting in Charlotte, or moving to Charlotte in the near future, you may be wondering, “Am I ready to buy a home?” There is a ton of information out there on “Why it is a great time to buy a home in Charlotte“, but that is a different question from, “Are YOU [...]
Tag Archives: Charlotte Mortgage Lender
Should you buy a House in 2012?
February 9, 2012 – 8:03 am
A recent Video on CNN shows some great reasons why renters shoud consider buying a house in 2012. Charlotte renters, especially, should make this the year to buy their first home. The combination of lower house prices, low mortgage interest rates and a stable job environment in Charlotte make this a great opportunity for those [...]
Charlotte Renters can get on the Path2Buy now
February 7, 2012 – 7:02 am
In Charlotte, thousands of families have been waiting to buy their first home. For a Charlotte Renter, the choices and decisions seem too complex and important to rush into. With our Path 2 Buy program, we have discovered the 7.5 reasons why Renters are failing to make the decision to buy a Charlotte House today. [...]
2012 Charlotte Housing Predictions
January 2, 2012 – 8:04 am
With the start of the new year, you may be wondering if 2012 is the right year to finally buy a home in Charlotte. This segment on the Today Show has some truth to it. Unfortunately, there are some un-truths that will keep people from making the best decision for themselves in 2012: Key Points [...]
Three Keys to the Lowest Interest Rate on Your Next Mortgage
October 13, 2011 – 7:23 am
For a Homeowner looking to Refinance, or a Home Buyer, there are three simple keys to get the lowest interest rate on your mortgage. Prepare yourself Choose the right Mortgage Lender Lock your rate when the Market says so Prepare yourself to get the lowest interest rate. A Home-buyer’s personal situation has the biggest impact [...]
The Lowest Rate on your Refinance
August 13, 2011 – 8:44 am
For Charlotte home owners, this was a week to look at refinancing. The Interest rates were changing so fast it was crazy. If a Home Owner talked to a Charlotte Mortgage Lender, and then finished the conversation with, “Let me think it over”, they would find the next day that the rates were higher or [...]
Are you eligible to get a VA Loan?
July 27, 2011 – 8:15 am
If you are looking to buy a house in Charlotte, and you are an eligible Veteran, you should consider the VA Guaranteed Home Loan. This is a benefit you earned for your service to our Country. Why would you consider a VA Loan for your Charlotte area Home Purchase? 100% Financing – no down payment [...]
Why you should get your Mortgage First!
July 19, 2011 – 11:32 am
When you are going to buy a house and get a mortgage – you are really making two purchases – not one! Too many people make the mistake of thinking they are only buying a house, when they are actually buying a house and a mortgage. So, which is easier, getting a home seller in [...]
Should you consider an ARM (Adjustable Rate Mortgage)?
June 1, 2011 – 10:04 am
A recent article in the Wall Street Journal highlighted a new opportunity for Home Buyers in Charlotte and throughout the country – Adjustable Rate Mortgages, or ARMs. ARMs took most of the blame for the housing meltdown because most sub=-prime loans that went bad happened to be ARMs. However, it wasn’t the rate adjustment that [...]
Mortgage Interest Rates for First Time Home Buyers
April 28, 2011 – 7:39 am
A Charlotte First Time Home Buyer is going to wonder about mortgage interest rates. How do I get the best interest rate on my mortgage? How come different lenders have different interest rates? Why do interest rates change? The Charlotte Mortgage lender you choose to work with makes a difference in the interest rate you [...]
2012 Income Tax Brackets – and, What to do about them
It’s one thing to know what your tax bracket is – that’s important. It’s another thing to know what to do about your tax brackets – that is really important. Here are the basic tax brackets for your taxable income: There are two important things to know about your tax bracket: What does it cost [...]
