Here is a quick tip for Charlotte Home Owners and Charlotte Home Buyers to use to reduce their junk mail and to stop marketing calls during dinner: Visit www.optoutprescreen.com. When you visit the website, you will be asked to provide certain personal information, including your home telephone number, name, Social Security number, and date of birth. [...]
Tag Archives: Charlotte Mortgage Refinancing
Our Mortgage Calculators Help You Find Refinance Savings
December 29, 2011 – 7:10 am
With all the Mortgage information available to Charlotte Homeowners, it’s often tough to decide is a home owner should consider refinancing. Simply lowering your mortgage interest rate may or may not be in your best interest. There are two main factors to consider in order to make a great home loan decision: Will you reduce [...]
Mortgage Refinancing – better now than later
December 27, 2011 – 1:45 pm
If you have been considering a refinance of your mortgage, you are more likely to get a good deal now rather than waiting. Here are two key reasons why: Home values are still dropping. When you refinance your mortgage, your mortgage lender will most likely need to get an appraisal done on your house. Homes [...]
Three Keys to the Lowest Interest Rate on Your Next Mortgage
October 13, 2011 – 7:23 am
For a Homeowner looking to Refinance, or a Home Buyer, there are three simple keys to get the lowest interest rate on your mortgage. Prepare yourself Choose the right Mortgage Lender Lock your rate when the Market says so Prepare yourself to get the lowest interest rate. A Home-buyer’s personal situation has the biggest impact [...]
Did you pay cash for you house and now are thinking, whoops…?
September 21, 2011 – 11:20 am
It’s the dream for a lot of Charlotte Home Buyers to own their house with no mortgage, or to buy a new house for cash. What could be better? Sometimes, however, people realize that they should have gotten a mortgage so that they can keep some of their money liquid and availble to them. Up [...]
The Lowest Rate on your Refinance
August 13, 2011 – 8:44 am
For Charlotte home owners, this was a week to look at refinancing. The Interest rates were changing so fast it was crazy. If a Home Owner talked to a Charlotte Mortgage Lender, and then finished the conversation with, “Let me think it over”, they would find the next day that the rates were higher or [...]
Could Mortgage Rates drop to 2%?
July 16, 2011 – 8:34 am
This week a Stock Analyst asked the question, “Could Mortgage Rates drop to 2%?” he gives two reasons for this: 1) For the last 30 years, the trend in interest rates has been down. 2) Mortgage rates in Japan today are less than 2%. Dr Steve Sjuggerud isn’t predicting 2% Mortgage Interest Rates, but he [...]
When to skip a Cash In refinance
May 25, 2011 – 8:57 am
You may be tempted to put some more money into your Charlotte house and do a Cash in Refinance. This strategy is gaining popularity in the last few years, and makes sense for Charlotte Home Owners with extra savings and higher mortgage interest rates, PMI, or second mortgages. Not every Home Owner in Charlotte should [...]
2012 Income Tax Brackets – and, What to do about them
It’s one thing to know what your tax bracket is – that’s important. It’s another thing to know what to do about your tax brackets – that is really important. Here are the basic tax brackets for your taxable income: There are two important things to know about your tax bracket: What does it cost [...]
