First Time Home Buyers
Buying your first home in Charlotte is a HUGE step. It is too important to trust to just anyone. As Mortgage Planners, we work with First Time Home Buyers to make sure they
- Understand the whole process from start to finish
- Aren’t wasting money
- Are prepared to safely own a home.
We have a variety of home loan programs available for first time home buyers that make it easy to buy a house, even if they don’t have a lot of credit history or a big downpayment.
If you are buying your first home, or just starting to look into it, call us to schedule a no-obligation home buyer consultation. When we meet in our office in Charlotte, we will review and give you a free copy of your credit report. We will look at your monthly payments and make sure you aren’t going to end up house rich and cash poor when you buy your house, but also make sure you don’t spend so little that you outgrow the house in 6 months and want to move again. (Buying a home in Charlotte is a long term decision).
Many First Time Home Buyers will use an FHA Loan to buy their house. Be sure to learn more about this loan program here on our website.
There is no magic solution for first time home buyers. When we meet, we will help you decide if you are ready to buy, and if not, we’ll help you discover what you need to do to get ready. The critical thing for first time home buyers is to find a trustworthy mortgage professional that will give you honest advice and guide you through the process from initial credit report to the day you get your keys.
When you call and meet with us, you will see that we are the mortgage lender in Charlotte to help you buy your first house.
